Mortgage News

Does Money Equal Happiness?

Happiness is reflected in the ratio of one's accomplishments to one's aspirations, said William James, a noted 19^th century philosopher and psychologist. His quote would suggest that when it comes to feeling happy about our lives, we can... Learn More

Tips on Choosing a Mortgage Professional

As a licensed real estate broker, one of the first things I do when meeting with new clients is go over the real estate transaction process. I want to make sure that they understand my job as their representative, the roles of the other professionals involved-such... Learn More

Interest Rates - A Matter of Supply and Demand

When it comes to borrowing money, the interest rate on a loan should be one of the most important considerations in your buying decision. After all, the interest rate is really just the price you pay to borrow someone else's money. The lower the interest rate... Learn More

Understanding the Transaction: Real Estate from Start to Finish

Although the best way to understand a real estate transaction is to meet with a real estate agent or lending professional, there are some general steps involved in the real estate transaction process. From financing to escrow, it's a good idea to get at least a general idea of how a real estate transaction is... Learn More

Debt collection in a nutshell

Secured items include mortgages and car notes or anything that has collateral. The collection process in these matters usually ends in foreclosure or repossession of the collateral. Most people think that is the end of the story but then they find out there is a remaining balance resulting from the difference... Learn More