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15 Year Fixed Mortgage Rate
A 15 year fixed rate mortgage has an interest rate and monthly payment that remain the same for the life of the loan. A 15 year fixed rate mortgage is good for someone who can handle a higher monthly payment and is looking to pay off the loan in a shorter period of time. 15 year fixed rate mortgages typically carry lower premiums (in the form of interest rates) than 30 and 20 year fixed rate mortgages. A shorter fixed rate mortgage enables you to build equity in your home faster and pay less interest over the term of the loan. A 15 year fixed rate mortgage is available for owner occupied, second homes, and investment properties.
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