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20 Year Fixed Mortgage Rate

20 year fixed rate mortgage is very similar to 30 year mortgages, but is fixed for a shorter period of time. In a 20 year fixed rate mortgage like 30 year mortgages, the interest rate and monthly payments are fixed for the entire 20 years of the loan and they carry similar premiums (interest rates). A 20 year fixed rate mortgage product is available on owner occupied, second homes, and investment properties.

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