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30 Year Fixed Mortgage Rate

With a 30 year fixed mortgage rate, your interest rate and monthly payments remain the same for the life of the loan (30 years). A 30 year fixed mortgage rate is good for someone planning to stay in a home for a longer period of time and who likes the security and peace of mind of consistent monthly payments. A 30 year fixed mortgage rate loan typically carries a slightly higher premium (in the form of an interest rate) than a 15 or 10 year fixed mortgage, or ARM product. 30 year fixed mortgage rates are available on owner occupied, second homes, or investment properties.

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