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30 Year Fully Amortized Payment

The 30 year fully amortized payment is a principal and interest payment. Like the interest-only payment, the 30 year payment is calculated using an economic index (which can fluctuate monthly) and a fixed margin. This payment has the ability to change monthly according to the activity of the index tied to the loan. The 30 year payment will be higher than the interest-only or minimum payment options, but less than the 15 year payment.

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