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30 Year Fully Amortized Payment

The 30 year fully amortized payment includes principal and interest. This payment is calculated using the index tied to the loan and a margin, which is fixed for the entire term of the loan. This payment has the potential to change monthly, because the index fluctuates according to the market. This payment will be higher than the minimum monthly payment, but less than the 15 year fully amortized payment.

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