Oregon Mortgages

Oregon Real Estate is experiencing a very high appreciation rate which makes Oregon a great place to refinance a home or obtain a new home loan. There are many choices for Oregon mortgage products. Interest only loans are some of the most popular Oregon refinance loans. The Pay Option ARM does exactly as the name suggests, and offers borrowers options for paying their monthly mortgage. This loan is very good for commission based or bonus paid borrowers with more unpredictable payment schedules. The Pay Option ARM offers a base rate of 1.25%, which is among the lowest interest rates available. Call today to speak to a representative to discuss your options for the Pay Option ARM or another Oregon interest only loan product.

Oregon Fixed Rate Mortgage Loans have two very distinct features. One is the interest rate remains constant for the entire period of the loan, and the loan has consistent monthly payments for the life of the loan. Oregon fixed rate mortgage loans are available for 30 year, 20 year, 15 year, and 10 year terms. Oregon fixed rate mortgages are fully amortized, which means payments include principal and interest, which ensures the loan is repaid by the end of the loan term. Whether you are looking to refinance a current mortgage or invest in a new Oregon home loan, Oregon Real Estate is one investment where you cannot go wrong.